Financial institutions do not typically exempt users from high-risk countries. On the contrary, they develop risk management plans to neutralize or prevent the risks from reoccurring. It is not surprising that financial institutions require proof of address for different processes as an essential requirement to help them know their customers better. Thus, a proof of address can help verify users from high-risk countries to help enhance security and prevent crimes and money laundering activities. Financial institutions like banks can take advantage of proof of address as a means of extra protection for users from high-risk countries.